If I sold my business for less than expected, would I still be financially secure?

You would want your financial advisor to run Monte Carlo simulations to see what different amounts will lead to in retirement. This can give a detailed picture on what different sale values lead to for retirement spending ability, charitable giving, and passing on to the next generation.
People will often miss that using tax & estate strategies can reduce the overall sale value needed to be financially secure. With good planning, the remaining value after taxes can be equal to what would have been left over from a sale at +20% higher.
Evaluation of a purchase offer should almost always include a retirement monte carlo alongside it. This is especially true for owners looking to retire after the sale.

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