Should I own my building personally or inside a separate entity?

Generally, it will make sense to hold in a separate entity. This is especially true if your business will not be the only entity in the building. Liability is a component of this. You also get some additional flexibility by having the building in a separate entity.
We have seen some business owners use the real estate as a stream of retirement income to support their family after they sell the business. This also lets them scratch the business “itch” while being able to enjoy retirement.
If you are the sole owner of your business, you can probably be fine owning the property personally or in the business, but the risks seem to typically outweigh the benefits.

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